Now showing items 56-58 of 58

    • Ulike kredittinstitusjoners utforming av kredittkontrakter i rurale markeder 

      Pettersen, Ingrid Kristine (Master thesis; Mastergradsoppgave, 2010-09)
      Denne oppgaven tar for seg manglende tilgang på kreditt blant rurale låntakere i utviklingsland. Årsaken er problemer knyttet til asymmetrisk informasjon og hånhevelsesproblemer. Alle utlånere har behov for sikkerhet for å kunne tilby kreditt. Pant er et eksempel på dette. I modelleringne blir det derfor vist hvordan pant kan redusere kredittrasjoneringen. Derimot er pant en mangelvare blant de aller ...
    • Unemployment rate, Labor-Market and Sickness-absence. How the unemployment affects sickness-absence in Troms County. An empirical analysis 

      Berthung, Espen (Master thesis; Mastergradsoppgave, 2018-09-03)
      This thesis investigates how the unemployment rate affect the sickness-absence in Troms county. For doing so, we set up a model that investigates the causal relationship between labor market tightness and workers absence behavior and the cyclical selecting of employees with bad health during different states of the business cycle. We take advantage of over 230,000 recorded sickness-absences and ...
    • Using graded sick leaves to affect leave length. An empirical analysis on the effects of graded sick leaves on leave length in Troms, Norway 

      Kristoffersen, Vidar (Master thesis; Mastergradsoppgave, 2019-05-31)
      Graded sick leaves might be used to extract otherwise untapped capacity for productivity in sick or injured workers, but what are the secondary effects of such a policy? This thesis aims to answer the question of how the use of graded sick leaves might affect the length of the sick leave using comprehensive sick leave data from Troms county in Norway from 2010 through 2017. Aparametric Weibull ...