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dc.contributor.advisorThyholdt, Sverre Braathen
dc.contributor.advisorHeen, Eirik Eriksen
dc.contributor.authorWittussen, Karl Henrik Støle
dc.date.accessioned2018-11-15T09:01:08Z
dc.date.available2018-11-15T09:01:08Z
dc.date.issued2017-12-22
dc.description.abstractThis thesis is taken a deeper look at risk-taking behaviour regarding insurance choices and the possible explanation for why students expose themselves to the economic risk of becoming disabled. This thesis discusses some of the reasons why anomalies occur in relation to insurance choices. The students’ willingness to purchase disability insurance is investigated by the use of an econometric approach, more specifically a logistic regression. The program used to make the regressions and analysis was Rstudio. The variables, age, education, risk-preferences and the perceived probability of becoming disabled, are all found to have a statistical significant effect on the willingness to purchase disability insurance. Based on the survey I conducted, it is apparent that students have very little knowledge about disability insurance. However, the majority of students became more willing to buy insurance after receiving some fact-based information on disability and disability insurance.en_US
dc.identifier.urihttps://hdl.handle.net/10037/14172
dc.language.isoengen_US
dc.publisherUiT Norges arktiske universiteten_US
dc.publisherUiT The Arctic University of Norwayen_US
dc.rights.accessRightsopenAccessen_US
dc.subject.courseIDBED-3901
dc.subjectVDP::Samfunnsvitenskap: 200::Økonomi: 210::Bedriftsøkonomi: 213en_US
dc.subjectVDP::Social science: 200::Economics: 210::Business: 213en_US
dc.titleDo We Insure Our Most Valuable Asset, Ourselves? A study of students' insurance habitsen_US
dc.typeMaster thesisen_US
dc.typeMastergradsoppgaveen_US


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